One term life insurance rate quote is not really enough to give you a clear idea of the BC life and health insurance company you are considering. You are advised to seek at least three quotes from different companies and more is even better. Quotes are usually provided for free and the more information you can gather before committing to a plan, the more likely you will be to secure a high quality, fairly priced arrangement. The reputation of the company you settle on is as important as the quote they have offered.....bchali2